← Franklin Templeton Mutual Fund
Franklin India Retirement Fund - Direct - Growth
Open Ended Schemes(Solution Oriented Scheme - Retirement Fund)Moderately High Risk★★★★★ISIN INF090I01JZ3
NAV · 06-Jul-2026
₹242.7359
1M
+2.60%
6M
-1.14%
1Y (CAGR)
+0.37%
3Y (CAGR)
+9.13%
5Y (CAGR)
+8.05%
Since inception (CAGR)
+9.82%
NAV history
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Risk & SIP analytics
Q3 · 3Y in categoryVolatility (3y)
5.39%
Downside dev (3y)
4.25%
Max drawdown (3y)
-5.9%
Sharpe (3y)
0.49
SIP XIRR (3y)
+5.35%
SIP XIRR (5y)
+7.76%
Calendar-year returns
2020 +9.3%2021 +10.6%2022 +4.3%2023 +14.9%2024 +13.5%2025 +5.1%
Fund facts
Fund managerAjay Argal · Pallab Roy · Anuj Tagra · Rajasa Kakulavarapu
AUM₹4,922 Cr
Expense ratio1.21% · 2026-05-29
TER · AMFI officialDirect 1.46% · Regular 2.19% (2026-06-30)
Launch date31-Mar-1997
Plan typeOpen Ended · Solution Oriented
Min lumpsum₹500
Min SIP₹500
Lock-in5 yr
Volatility6.23
AMCFranklin Templeton Asset Management (India) Private Limited
Objective · The Fund seeks to provide investors regular income under the Dividend Plan and capital appreciation under the Growth Plan.
scheme documents ↗