← Franklin Templeton Mutual Fund
Franklin India Retirement Fund - Direct - IDCW
Open Ended Schemes(Solution Oriented Scheme - Retirement Fund)Moderately High Risk★★★★★ISIN INF090I01KA4
NAV · 06-Jul-2026
₹18.4638
1M
+2.60%
6M
-1.16%
1Y (CAGR)
-7.88%
3Y (CAGR)
+0.08%
5Y (CAGR)
-0.83%
Since inception (CAGR)
+2.02%
NAV history
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Risk & SIP analytics
Q4 · 3Y in categoryVolatility (3y)
10.18%
Downside dev (3y)
13.69%
Max drawdown (3y)
-17.3%
Sharpe (3y)
-0.63
SIP XIRR (3y)
-3.34%
SIP XIRR (5y)
-1.22%
Calendar-year returns
2020 +2.2%2021 +2.1%2022 -4.6%2023 +5.7%2024 +3.7%2025 -3.5%
Fund facts
Fund managerAjay Argal · Pallab Roy · Anuj Tagra · Rajasa Kakulavarapu
AUM₹4,922 Cr
Expense ratio1.21% · 2026-05-29
TER · AMFI officialDirect 1.46% · Regular 2.19% (2026-06-30)
Launch date31-Mar-1997
Plan typeOpen Ended · Solution Oriented
Min lumpsum₹500
Min SIP₹500
Lock-in5 yr
Volatility9.63
AMCFranklin Templeton Asset Management (India) Private Limited
Objective · The Fund seeks to provide investors regular income under the Dividend Plan and capital appreciation under the Growth Plan.
scheme documents ↗