← Tata Mutual Fund
Tata Retirement Savings Fund- Moderate Plan -Direct Plan-Growth Option
Open Ended Schemes(Solution Oriented Scheme - Retirement Fund)Very High Risk★★★★★ISIN INF277K01QN3
NAV · 06-Jul-2026
₹81.5378
1M
+3.79%
6M
+4.23%
1Y (CAGR)
+3.52%
3Y (CAGR)
+14.75%
5Y (CAGR)
+12.51%
Since inception (CAGR)
+15.13%
NAV history
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Risk & SIP analytics
Q1 · TOP · 3Y in categoryVolatility (3y)
12.39%
Downside dev (3y)
10.14%
Max drawdown (3y)
-15.1%
Sharpe (3y)
0.67
SIP XIRR (3y)
+10.19%
SIP XIRR (5y)
+12.73%
Calendar-year returns
2020 +16.8%2021 +22.3%2022 -0.5%2023 +27.1%2024 +21.2%2025 +2.5%
Fund facts
Fund managerMurthy Nagarajan · Amit Somani · Sonam Udasi
AUM₹21,454 Cr
Expense ratio0.6% · 2026-05-31
TER · AMFI officialDirect 0.89% · Regular 2.22% (2026-06-30)
Launch date07-Oct-2011
Plan typeOpen Ended · Solution Oriented
Min lumpsum₹5,000
Min SIP₹150
Lock-in5 yr
Volatility12.94
AMCTata Asset Management Limited
Objective · To provide a financial planning tool for long term financial security for investors based on their retirement planning goals.
scheme documents ↗