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Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option
Open Ended Schemes(Solution Oriented Scheme - Retirement Fund)Moderately High Risk★★★★★ISIN INF277K01QM5
NAV · 06-Jul-2026
₹38.9255
1M
+2.59%
6M
+3.08%
1Y (CAGR)
+3.85%
3Y (CAGR)
+8.99%
5Y (CAGR)
+7.59%
Since inception (CAGR)
+9.68%
NAV history
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Risk & SIP analytics
Q3 · 3Y in categoryVolatility (3y)
4.67%
Downside dev (3y)
3.74%
Max drawdown (3y)
-5.1%
Sharpe (3y)
0.53
SIP XIRR (3y)
+7.12%
SIP XIRR (5y)
+8.01%
Calendar-year returns
2020 +13.2%2021 +8.9%2022 +1.3%2023 +13.4%2024 +11.2%2025 +4.8%
Fund facts
Fund managerMurthy Nagarajan · Amit Somani · Sonam Udasi
AUM₹1,658 Cr
Expense ratio0.86% · 2026-05-31
TER · AMFI officialDirect 1.06% · Regular 2.18% (2026-06-30)
Launch date07-Oct-2011
Plan typeOpen Ended · Solution Oriented
Min lumpsum₹5,000
Min SIP₹500
Lock-in5 yr
Volatility4.90
AMCTata Asset Management Limited
Objective · To provide a financial planning tool for long term financial security for investors based on their retirement planning goals.
scheme documents ↗