BANK OF INDIA Short Term Income Fund-Direct Plan- Monthly IDCW

Open Ended Schemes(Debt Scheme - Short Duration Fund)Low to Moderate Risk★★★★★ISIN INF761K01751

NAV · 06-Jul-2026

₹15.0166

+1.67%

+3.04%

1Y (CAGR)

+5.71%

3Y (CAGR)

+7.79%

5Y (CAGR)

+10.81%

Since inception (CAGR)

+2.96%

NAV history

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Risk & SIP analytics

Q1 · TOP · 3Y in category

Volatility (3y)

1.46%

Downside dev (3y)

0.68%

Max drawdown (3y)

-0.6%

Sharpe (3y)

0.88

SIP XIRR (3y)

+7.65%

SIP XIRR (5y)

+9.08%

Calendar-year returns

2020 -0.5%2021 +3.4%2022 +27.4%2023 +6.4%2024 +9.7%2025 +7.6%

Fund facts

Fund managerMithraem Bharucha

AUM₹2,666 Cr

Expense ratio0.45% · 2026-05-31

TER · AMFI officialDirect 0.53% · Regular 1.18% (2026-06-30)

Launch date03-Dec-2008

Plan typeOpen Ended · Debt

Min lumpsum₹5,000

Min SIP₹1,000

Lock-inNone

Volatility3.84

AMCBank of India Investment Managers Private Limited

Objective · The Scheme seeks to generate income and capital appreciation by investing in a diversified portfolio of debt and money market securities. However, there can be no assurance that the income can be generated, regular or otherwise, or the investment objectives of the Scheme will be realized.

scheme documents ↗