Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - IDCW

Open Ended Schemes(Debt Scheme - Banking and PSU Fund)Moderate Risk★★★★★ISIN INF209KA12Z1

NAV · 06-Jul-2026

₹106.8431

+1.96%

-3.20%

1Y (CAGR)

-0.98%

3Y (CAGR)

-1.79%

5Y (CAGR)

-5.53%

Since inception (CAGR)

+0.27%

NAV history

hover for values

Risk & SIP analytics

Q4 · 3Y in category

Volatility (3y)

12.83%

Downside dev (3y)

21.05%

Max drawdown (3y)

-13.3%

Sharpe (3y)

-0.65

SIP XIRR (3y)

-0.67%

SIP XIRR (5y)

-1.51%

Calendar-year returns

2020 +4.6%2021 -24.8%2022 -10.3%2023 -0.3%2024 -5.4%2025 +7.7%

Fund facts

Fund managerKaustubh Gupta · Harshil Suvarnkar

AUM₹88,198 Cr

Expense ratio0.33% · 2026-05-31

TER · AMFI officialDirect 0.41% · Regular 0.75% (2026-06-30)

Launch date01-Jan-2000

Plan typeOpen Ended · Debt

Min lumpsum₹1,000

Min SIP₹1,000

Lock-inNone

Volatility8.68

AMCAditya Birla Sun Life AMC Limited

Objective · To generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) in India.

scheme documents ↗