Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - MONTHLY IDCW

Open Ended Schemes(Debt Scheme - Banking and PSU Fund)Moderate Risk★★★★★ISIN INF209K01YM2

NAV · 06-Jul-2026

₹117.6258

+1.56%

+0.36%

1Y (CAGR)

-0.23%

3Y (CAGR)

+0.97%

5Y (CAGR)

+0.54%

Since inception (CAGR)

+1.20%

NAV history

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Risk & SIP analytics

Q3 · 3Y in category

Volatility (3y)

1.99%

Downside dev (3y)

2.65%

Max drawdown (3y)

-2.7%

Sharpe (3y)

-2.78

SIP XIRR (3y)

+1.04%

SIP XIRR (5y)

+0.88%

Calendar-year returns

2020 +5.1%2021 -0.6%2022 -0.7%2023 +0.6%2024 +0.7%2025 +1.5%

Fund facts

Fund managerKaustubh Gupta · Harshil Suvarnkar

AUM₹88,198 Cr

Expense ratio0.33% · 2026-05-31

TER · AMFI officialDirect 0.41% · Regular 0.75% (2026-06-30)

Launch date01-Jan-2000

Plan typeOpen Ended · Debt

Min lumpsum₹1,000

Min SIP₹1,000

Lock-inNone

Volatility2.37

AMCAditya Birla Sun Life AMC Limited

Objective · To generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) in India.

scheme documents ↗