Aditya Birla Sun Life Banking & PSU Debt Fund - Direct - Quarterly IDCW

Open Ended Schemes(Debt Scheme - Banking and PSU Fund)Moderate Risk★★★★★ISIN INF209K01YO8

NAV · 06-Jul-2026

₹104.8762

+0.77%

+0.41%

1Y (CAGR)

-0.17%

3Y (CAGR)

-2.10%

5Y (CAGR)

-1.29%

Since inception (CAGR)

+0.22%

NAV history

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Risk & SIP analytics

Q4 · 3Y in category

Volatility (3y)

6.20%

Downside dev (3y)

11.77%

Max drawdown (3y)

-9.8%

Sharpe (3y)

-1.39

SIP XIRR (3y)

-1.37%

SIP XIRR (5y)

-1.54%

Calendar-year returns

2020 +5.2%2021 -1.0%2022 -0.8%2023 +0.4%2024 -7.7%2025 +1.5%

Fund facts

Fund managerKaustubh Gupta · Harshil Suvarnkar

AUM₹88,198 Cr

Expense ratio0.33% · 2026-05-31

TER · AMFI officialDirect 0.41% · Regular 0.75% (2026-06-30)

Launch date01-Jan-2000

Plan typeOpen Ended · Debt

Min lumpsum₹1,000

Min SIP₹1,000

Lock-inNone

Volatility4.49

AMCAditya Birla Sun Life AMC Limited

Objective · To generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) in India.

scheme documents ↗