Kotak Credit Risk Fund - Direct Plan - Standard Income Distribution cum capital withdrawal option

Open Ended Schemes(Debt Scheme - Credit Risk Fund)Moderately High Risk★★★★★ISIN INF174K01MG5

NAV · 06-Jul-2026

₹27.0111

+1.85%

+3.85%

1Y (CAGR)

+8.04%

3Y (CAGR)

+8.78%

5Y (CAGR)

+6.89%

Since inception (CAGR)

+8.27%

NAV history

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Risk & SIP analytics

Q1 · TOP · 3Y in category

Volatility (3y)

1.53%

Downside dev (3y)

1.62%

Max drawdown (3y)

-1.5%

Sharpe (3y)

1.49

SIP XIRR (3y)

+8.68%

SIP XIRR (5y)

+8.03%

Calendar-year returns

2020 +7.7%2021 +6.4%2022 +1.9%2023 +7.5%2024 +8.1%2025 +10.1%

Fund facts

Fund managerDeepak Agrawal · Vihag Mishra

AUM₹7,610 Cr

Expense ratio0.8% · 2026-05-31

Launch date12-Apr-2010

Plan typeOpen Ended · Debt

Min lumpsum₹5,000

Min SIP₹100

Lock-inNone

Volatility1.68

AMCKotak Mahindra Asset Management Company Limited.

Objective · The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund.There is no assurance that the investment objective of the Schemes will be realised.

scheme documents ↗