Kotak Savings Fund-Monthly Payout of Income Distribution cum capital withdrawal option - Direct

Open Ended Schemes(Debt Scheme - Ultra Short Duration Fund)Moderate Risk★★★★★ISIN INF174K01JQ0

NAV · 06-Jul-2026

₹20.6757

+1.03%

+3.38%

1Y (CAGR)

+6.48%

3Y (CAGR)

+7.25%

5Y (CAGR)

+5.51%

Since inception (CAGR)

+5.44%

NAV history

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Risk & SIP analytics

Q1 · TOP · 3Y in category

Volatility (3y)

0.40%

Downside dev (3y)

0.23%

Max drawdown (3y)

-0.1%

Sharpe (3y)

1.88

SIP XIRR (3y)

+7.19%

SIP XIRR (5y)

+6.72%

Calendar-year returns

2020 +6.3%2021 +2.7%2022 +1.1%2023 +7.2%2024 +7.7%2025 +7.3%

Fund facts

Fund managerDeepak Agrawal · Manu Sharma

AUM₹1,61,862 Cr

Expense ratio0.37% · 2026-05-31

Launch date07-Oct-2008

Plan typeOpen Ended · Debt

Min lumpsum₹100

Min SIP₹100

Lock-inNone

Volatility1.31

AMCKotak Mahindra Asset Management Company Limited.

Objective · The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

scheme documents ↗