SBI Credit Risk Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)

Open Ended Schemes(Debt Scheme - Credit Risk Fund)High Risk★★★★★

NAV · 06-Jul-2026

₹16.9787

+2.19%

+4.87%

1Y (CAGR)

+8.22%

3Y (CAGR)

+8.66%

5Y (CAGR)

+7.85%

Since inception (CAGR)

+3.95%

NAV history

hover for values

Risk & SIP analytics

Q1 · TOP · 3Y in category

Volatility (3y)

0.97%

Downside dev (3y)

0.72%

Max drawdown (3y)

-0.5%

Sharpe (3y)

2.23

SIP XIRR (3y)

+8.99%

SIP XIRR (5y)

+8.60%

Calendar-year returns

2020 +8.3%2021 +5.6%2022 +4.9%2023 +9.0%2024 +8.8%2025 +8.6%

Fund facts

Fund managerLokesh Mallya

AUM₹21,416 Cr

Expense ratio0.89% · 2026-05-31

Launch date05-Jul-2004

Plan typeOpen Ended · Debt

Min lumpsum₹5,000

Min SIP₹500

Lock-inNone

Volatility1.25

AMCSBI Funds Management Limited

Objective · To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.

scheme documents ↗