UTI Banking and Financial Services Fund - Direct Plan - Growth Option

Open Ended Schemes(Equity Scheme - Sectoral/ Thematic)Very High Risk★★★★★ISIN INF789F01SN3

NAV · 06-Jul-2026

₹229.7338

+8.84%

-0.35%

1Y (CAGR)

+4.25%

3Y (CAGR)

+14.04%

5Y (CAGR)

+13.76%

Since inception (CAGR)

+11.94%

NAV history

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Risk & SIP analytics

Q3 · 3Y in category

Volatility (3y)

15.84%

Downside dev (3y)

12.34%

Max drawdown (3y)

-16.5%

Sharpe (3y)

0.48

SIP XIRR (3y)

+11.97%

SIP XIRR (5y)

+14.15%

Calendar-year returns

2020 -4.4%2021 +15.5%2022 +16.4%2023 +20.8%2024 +12.3%2025 +17.5%

Fund facts

Fund managerAmit Premchandani · Bhavesh Kanani

AUM₹13,404 Cr

Expense ratio1.09% · 2026-05-31

TER · AMFI officialDirect 1.43% · Regular 2.42% (2026-06-30)

Launch date02-Jan-2003

Plan typeOpen Ended · Equity

Min lumpsum₹5,000

Min SIP₹500

Lock-inNone

Volatility21.56

AMCUTI Asset Mgmt. Co. Ltd.

Objective · The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/institutions engaged in the banking and financial services activities. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

scheme documents ↗