← UTI Mutual Fund
UTI Retirement Fund- Direct Plan
Open Ended Schemes(Solution Oriented Scheme - Retirement Fund)ISIN INF789F1AA64
NAV · 06-Jul-2026
₹55.2180
1M
+3.07%
6M
-0.49%
1Y (CAGR)
+1.82%
3Y (CAGR)
+10.37%
5Y (CAGR)
+10.38%
Since inception (CAGR)
+8.54%
NAV history
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Risk & SIP analytics
Q2 · 3Y in categoryVolatility (3y)
5.74%
Downside dev (3y)
4.46%
Max drawdown (3y)
-6.3%
Sharpe (3y)
0.67
SIP XIRR (3y)
+6.75%
SIP XIRR (5y)
+9.36%
Calendar-year returns
2020 +13.2%2021 +19.3%2022 +6.0%2023 +17.4%2024 +15.2%2025 +6.7%
Top holdings
AMFI disclosure · 2026-01-01INFOSYS LTD.EQUITY SHARES
1.89%
LARSEN AND TOUBRO LIMITEDEQUITY SHARES
1.35%
ITC LTD.EQUITY SHARES
1.23%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIANCD
1.11%
MAHINDRA & MAHINDRA LTD.EQUITY SHARES
0.77%
AUROBINDO PHARMA LTD.EQUITY SHARES
0.58%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIANCD
0.55%
COAL INDIA LTD.EQUITY SHARES
0.53%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIACERTIFICATE OF DEPOSIT
0.53%
HERO MOTOCORP LTD.EQUITY SHARES
0.47%
Fund facts
TER · AMFI officialDirect 1.09% · Regular 1.63% (2026-06-30)
Launch date26-Dec-1994
Min lumpsumRs.10000/
AMCUTI Asset Mgmt. Co. Ltd.