UTI - GILT FUND - Direct Plan - Growth Option

Open Ended Schemes(Debt Scheme - Gilt Fund)Moderate Risk★★★★★ISIN INF789F01TL5

NAV · 06-Jul-2026

₹68.3472

+1.44%

+3.84%

1Y (CAGR)

+4.72%

3Y (CAGR)

+7.15%

5Y (CAGR)

+6.11%

Since inception (CAGR)

+8.09%

NAV history

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Risk & SIP analytics

Q1 · TOP · 3Y in category

Volatility (3y)

2.61%

Downside dev (3y)

1.99%

Max drawdown (3y)

-3.2%

Sharpe (3y)

0.25

SIP XIRR (3y)

+6.68%

SIP XIRR (5y)

+6.76%

Calendar-year returns

2020 +10.6%2021 +2.6%2022 +3.2%2023 +7.0%2024 +9.2%2025 +5.3%

Fund facts

Fund managerPankaj Pathak

AUM₹5,435 Cr

Expense ratio0.67% · 2026-05-31

TER · AMFI officialDirect 0.69% · Regular 1.01% (2026-06-30)

Launch date14-Jan-2001

Plan typeOpen Ended · Debt

Min lumpsum₹500

Min SIP₹500

Lock-inNone

Volatility3.80

AMCUTI Asset Mgmt. Co. Ltd.

Objective · The investment objective of the scheme is to generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or State Government and / or any security unconditionally guaranteed by the Central Government and / or State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

scheme documents ↗