← Kotak Mahindra Mutual Fund
Kotak Banking and PSU Debt Direct - Monthly Payout of Income Distribution cum capital withdrawal option
Open Ended Schemes(Debt Scheme - Banking and PSU Fund)Low to Moderate Risk★★★★★ISIN INF174K01KK1
NAV · 06-Jul-2026
₹10.3518
1M
+1.03%
6M
+0.77%
1Y (CAGR)
+0.65%
3Y (CAGR)
+0.27%
5Y (CAGR)
-0.02%
Since inception (CAGR)
-0.17%
NAV history
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Risk & SIP analytics
Q3 · 3Y in categoryVolatility (3y)
2.65%
Downside dev (3y)
3.82%
Max drawdown (3y)
-2.5%
Sharpe (3y)
-2.35
SIP XIRR (3y)
+0.34%
SIP XIRR (5y)
+0.17%
Calendar-year returns
2020 -1.0%2021 -1.4%2022 -1.0%2023 +0.3%2024 -0.3%2025 -0.0%
Fund facts
Fund managerDeepak Agrawal · Dharmesh Thakkar
AUM₹50,087 Cr
Expense ratio0.4% · 2026-05-31
Launch date02-Jan-2000
Plan typeOpen Ended · Debt
Min lumpsum₹5,000
Min SIP₹1,000
Lock-inNone
Volatility3.13
AMCKotak Mahindra Asset Management Company Limited.
Objective · To generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and/or any security unconditionally guaranteed by the Govt. of India.There is no assurance that or guarantee that the investment objective of the scheme will be achieved.
scheme documents ↗