OriginFunds
DSP Mutual Fund

DSP Banking & PSU Debt Fund - Direct Plan - Growth

Open Ended Schemes(Debt Scheme - Banking and PSU Fund)Low Risk★★★★ISIN INF740K01ZW2
NAV · 06-Jul-2026
26.3464
1M
+2.41%
6M
+2.96%
1Y (CAGR)
+5.18%
3Y (CAGR)
+7.37%
5Y (CAGR)
+6.32%
Since inception (CAGR)
+7.85%

NAV history

22.3923.8125.2204-07-202303-07-202626.33
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Risk & SIP analytics

Q1 · TOP · 3Y in category
Volatility (3y)
1.35%
Downside dev (3y)
1.04%
Max drawdown (3y)
-1.1%
Sharpe (3y)
0.64
SIP XIRR (3y)
+7.06%
SIP XIRR (5y)
+6.98%
Calendar-year returns
2020 +11.2%2021 +3.4%2022 +3.5%2023 +7.0%2024 +8.9%2025 +7.1%

Fund facts

AUM₹33,814 Cr
Expense ratio0.28% · 2026-05-31
TER · AMFI officialDirect 0.33% · Regular 0.60% (2026-06-30)
Launch date10-Sep-2013
Plan typeOpen Ended · Debt
Min lumpsum₹100
Min SIP₹100
Lock-inNone
Volatility1.59
AMCDSP Asset Managers Private Limited

Objective · The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.

scheme documents ↗