← DSP Mutual Fund
DSP Banking & PSU Debt Fund - Direct Plan - IDCW
Open Ended Schemes(Debt Scheme - Banking and PSU Fund)Low Risk★★★★★ISIN INF740K01A18
NAV · 06-Jul-2026
₹10.6328
1M
+2.41%
6M
-1.47%
1Y (CAGR)
+0.65%
3Y (CAGR)
+0.66%
5Y (CAGR)
+0.55%
Since inception (CAGR)
+0.47%
NAV history
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Risk & SIP analytics
Q3 · 3Y in categoryVolatility (3y)
6.69%
Downside dev (3y)
11.53%
Max drawdown (3y)
-7.5%
Sharpe (3y)
-0.87
SIP XIRR (3y)
+0.07%
SIP XIRR (5y)
+0.42%
Calendar-year returns
2020 +3.9%2021 -7.1%2022 -1.2%2023 +2.9%2024 +1.2%2025 -0.7%
Fund facts
Fund managerSandeep Yadav · Shantanu Godambe
AUM₹33,814 Cr
Expense ratio0.28% · 2026-05-31
TER · AMFI officialDirect 0.33% · Regular 0.60% (2026-06-30)
Launch date10-Sep-2013
Plan typeOpen Ended · Debt
Min lumpsum₹100
Min SIP₹100
Lock-inNone
Volatility6.98
AMCDSP Asset Managers Private Limited
Objective · The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.
scheme documents ↗