SBI Banking & PSU Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)

Open Ended Schemes(Debt Scheme - Banking and PSU Fund)Moderate Risk★★★★★ISIN INF200K01V40

NAV · 06-Jul-2026

₹1320.7609

+1.44%

+0.73%

1Y (CAGR)

+0.74%

3Y (CAGR)

+2.93%

5Y (CAGR)

+2.72%

Since inception (CAGR)

+2.26%

NAV history

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Risk & SIP analytics

Q2 · 3Y in category

Volatility (3y)

1.65%

Downside dev (3y)

2.04%

Max drawdown (3y)

-1.7%

Sharpe (3y)

-2.16

SIP XIRR (3y)

+2.39%

SIP XIRR (5y)

+2.94%

Calendar-year returns

2020 +5.9%2021 -1.2%2022 -1.0%2023 +5.8%2024 +3.1%2025 +3.0%

Fund facts

Fund managerArdhendu Bhattacharya · Pradeep Kesavan

AUM₹39,530 Cr

Expense ratio0.4% · 2026-05-31

Launch date30-Sep-2009

Plan typeOpen Ended · Debt

Min lumpsum₹5,000

Min SIP₹500

Lock-inNone

Volatility2.63

AMCSBI Funds Management Limited

Objective · The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.

scheme documents ↗