OriginFunds
HDFC Mutual Fund

HDFC Banking and PSU Debt Fund - Growth Option - Direct Plan

Open Ended Schemes(Debt Scheme - Banking and PSU Fund)Moderate Risk★★★★★ISIN INF179KA1IZ7
NAV · 06-Jul-2026
25.4635
1M
+2.18%
6M
+3.13%
1Y (CAGR)
+5.60%
3Y (CAGR)
+7.56%
5Y (CAGR)
+6.53%
Since inception (CAGR)
+7.91%

NAV history

21.5622.9624.3604-07-202303-07-202625.45
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Risk & SIP analytics

Q1 · TOP · 3Y in category
Volatility (3y)
1.08%
Downside dev (3y)
0.86%
Max drawdown (3y)
-0.7%
Sharpe (3y)
0.98
SIP XIRR (3y)
+7.37%
SIP XIRR (5y)
+7.22%
Calendar-year returns
2020 +11.1%2021 +4.1%2022 +3.7%2023 +7.3%2024 +8.3%2025 +7.9%

Fund facts

AUM₹52,152 Cr
Expense ratio0.35% · 2026-05-31
TER · AMFI officialDirect 0.35% · Regular 0.72% (2026-06-30)
Launch date20-Mar-2014
Plan typeOpen Ended · Debt
Min lumpsum₹100
Min SIP₹100
Lock-inNone
Volatility1.59
AMCHDFC Asset Management Company Limited

Objective · To generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks (SCBs), Public Sector undertakings (PSUs), Public Financial Institutions (PFIs), Municipal Corporations and such other bodies. There is no assurance that the investment objective of the Scheme will be realized.

scheme documents ↗