UTI Credit Risk Fund - Direct Plan - Monthly IDCW

Open Ended Schemes(Debt Scheme - Credit Risk Fund)Moderately High Risk★★★★★ISIN INF789FB1U02

NAV · 06-Jul-2026

₹11.3157

+0.93%

+0.49%

1Y (CAGR)

+0.15%

3Y (CAGR)

+4.84%

5Y (CAGR)

+8.38%

Since inception (CAGR)

+0.81%

NAV history

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Risk & SIP analytics

Q3 · 3Y in category

Volatility (3y)

1.46%

Downside dev (3y)

2.34%

Max drawdown (3y)

-1.4%

Sharpe (3y)

-1.14

SIP XIRR (3y)

+3.10%

SIP XIRR (5y)

+4.77%

Calendar-year returns

2020 -27.2%2021 +22.4%2022 +4.7%2023 +7.4%2024 +8.7%2025 +2.7%

Top holdings

AMFI disclosure · 2025-10-01

SMALL INDUSTRIES DEVELOPMENT BANK OF INDIANCD

3.84%

Fund facts

Fund managerAbhishek Sonthalia

AUM₹2,509 Cr

Expense ratio1.04% · 2026-05-31

TER · AMFI officialDirect 1.04% · Regular 1.70% (2026-06-30)

Launch date25-Oct-2012

Plan typeOpen Ended · Debt

Min lumpsum₹20,000

Min SIP₹500

Lock-inNone

Volatility7.26

AMCUTI Asset Mgmt. Co. Ltd.

Objective · The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

scheme documents ↗