Nippon India Retirement Fund- Income Generation Scheme- Direct Plan-Growth Plan- Bonus Option

Open Ended Schemes(Solution Oriented Scheme - Retirement Fund)Moderately High Risk★★★★★ISIN INF204KA1C55

NAV · 06-Jul-2026

₹23.6128

+3.64%

+1.08%

1Y (CAGR)

+2.06%

3Y (CAGR)

+7.79%

5Y (CAGR)

+7.34%

Since inception (CAGR)

+7.79%

NAV history

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Risk & SIP analytics

Q3 · 3Y in category

Volatility (3y)

4.56%

Downside dev (3y)

3.29%

Max drawdown (3y)

-4.9%

Sharpe (3y)

0.28

SIP XIRR (3y)

+5.66%

SIP XIRR (5y)

+7.24%

Calendar-year returns

2020 +11.9%2021 +6.0%2022 +3.1%2023 +11.4%2024 +12.3%2025 +4.4%

Fund facts

Fund managerPranay Sinha · Ritesh Rathod

AUM₹1,408 Cr

Expense ratio0.85% · 2026-05-31

TER · AMFI officialDirect 1.00% · Regular 2.05% (2026-06-30)

Launch date22-Jan-2015

Plan typeOpen Ended · Solution Oriented

Min lumpsumRs.500 & in multiples of Re.500 thereafter

Lock-in5 yr

Volatility4.93

AMCNippon Life India Asset Management Limited

Objective · The investment objective of the scheme is to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.

scheme documents ↗