OriginFunds
Bank of India Mutual Fund

BANK OF INDIA Credit Risk Fund - Regular Plan

Open Ended Schemes(Debt Scheme - Credit Risk Fund)Moderately High Risk★★★★★ISIN INF761K01DH6
NAV · 06-Jul-2026
14.2997
1M
+0.85%
6M
+13.78%
1Y (CAGR)
+17.06%
3Y (CAGR)
+9.67%
5Y (CAGR)
+27.38%
Since inception (CAGR)
+3.18%

NAV history

11.6012.5713.5404-07-202303-07-202614.30
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Risk & SIP analytics

Q1 · TOP · 3Y in category
Volatility (3y)
4.26%
Downside dev (3y)
0.63%
Max drawdown (3y)
-0.2%
Sharpe (3y)
0.74
SIP XIRR (3y)
+12.50%
SIP XIRR (5y)
+17.18%
Calendar-year returns
2020 -44.4%2021 +9.4%2022 +143.1%2023 +5.6%2024 +6.0%2025 +6.5%

Fund facts

Fund managerAlok Singh
AUM₹879 Cr
TER · AMFI officialDirect 1.18% · Regular 1.65% (2026-06-30)
Launch date06-Feb-2015
Plan typeOpen Ended · Debt
Min lumpsum5000
Lock-inNone
Volatility6.55
AMCBank of India Investment Managers Private Limited

Objective · The Scheme’s investment objective is to generate capital appreciation over the long term by investing predominantly in corporate debt across the credit spectrum within the universe of investment grade rating. To achieve this objective, the Scheme will seek to make investments in rated, unrated instruments and structured obligations of public and private companies.

scheme documents ↗