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BANK OF INDIA Credit Risk Fund - Direct Plan
Open Ended Schemes(Debt Scheme - Credit Risk Fund)Moderately High Risk★★★★★ISIN INF761K01DG8
NAV · 06-Jul-2026
₹14.7128
1M
+0.89%
6M
+14.03%
1Y (CAGR)
+17.56%
3Y (CAGR)
+10.08%
5Y (CAGR)
+27.80%
Since inception (CAGR)
+3.44%
NAV history
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Risk & SIP analytics
Q1 · TOP · 3Y in categoryVolatility (3y)
4.27%
Downside dev (3y)
0.64%
Max drawdown (3y)
-0.2%
Sharpe (3y)
0.84
SIP XIRR (3y)
+12.94%
SIP XIRR (5y)
+17.62%
Calendar-year returns
2020 -44.3%2021 +9.7%2022 +143.8%2023 +5.8%2024 +6.4%2025 +7.0%
Fund facts
Fund managerAlok Singh
AUM₹879 Cr
Expense ratio0.98% · 2026-05-31
TER · AMFI officialDirect 1.18% · Regular 1.65% (2026-06-30)
Launch date06-Feb-2015
Plan typeOpen Ended · Debt
Min lumpsum₹5,000
Min SIP₹1,000
Lock-inNone
Volatility6.55
AMCBank of India Investment Managers Private Limited
Objective · The Scheme’s investment objective is to generate capital appreciation over the long term by investing predominantly in corporate debt across the credit spectrum within the universe of investment grade rating. To achieve this objective, the Scheme will seek to make investments in rated, unrated instruments and structured obligations of public and private companies.
scheme documents ↗