UTI Credit Risk Fund - Direct Plan - Annual IDCW

Open Ended Schemes(Debt Scheme - Credit Risk Fund)Moderately High Risk★★★★★ISIN INF789FB1U28

NAV · 06-Jul-2026

₹13.1209

+1.51%

+3.50%

1Y (CAGR)

+6.77%

3Y (CAGR)

+7.12%

5Y (CAGR)

+9.79%

Since inception (CAGR)

+2.02%

NAV history

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Risk & SIP analytics

Q3 · 3Y in category

Volatility (3y)

1.56%

Downside dev (3y)

3.04%

Max drawdown (3y)

-2.2%

Sharpe (3y)

0.40

SIP XIRR (3y)

+7.46%

SIP XIRR (5y)

+7.36%

Calendar-year returns

2020 -27.2%2021 +22.4%2022 +4.7%2023 +7.4%2024 +6.3%2025 +8.1%

Top holdings

AMFI disclosure · 2025-10-01

SMALL INDUSTRIES DEVELOPMENT BANK OF INDIANCD

3.84%

Fund facts

Fund managerAbhishek Sonthalia

AUM₹2,509 Cr

Expense ratio1.04% · 2026-05-31

TER · AMFI officialDirect 1.04% · Regular 1.70% (2026-06-30)

Launch date25-Oct-2012

Plan typeOpen Ended · Debt

Min lumpsum₹20,000

Min SIP₹500

Lock-inNone

Volatility7.74

AMCUTI Asset Mgmt. Co. Ltd.

Objective · The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

scheme documents ↗