HDFC Retirement Savings Fund - Equity Plan - Growth Option

Open Ended Schemes(Solution Oriented Scheme - Retirement Fund)Very High RiskISIN INF179KB1MG8

NAV · 06-Jul-2026

₹49.1770

+4.54%

-6.08%

1Y (CAGR)

-4.37%

3Y (CAGR)

+11.21%

5Y (CAGR)

+13.23%

Since inception (CAGR)

+16.60%

NAV history

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Risk & SIP analytics

Q2 · 3Y in category

Volatility (3y)

12.19%

Downside dev (3y)

9.82%

Max drawdown (3y)

-16.5%

Sharpe (3y)

0.39

SIP XIRR (3y)

+3.52%

SIP XIRR (5y)

+10.32%

Calendar-year returns

2020 +18.3%2021 +42.5%2022 +8.6%2023 +32.6%2024 +18.0%2025 +5.2%

Fund facts

Fund managerArun Agarwal · Anupam Joshi · Srinivasan Ramamurthy · Dhruv Muchhal · Nandita Menezes

AUM₹66,602 Cr

TER · AMFI officialDirect 0.96% · Regular 1.90% (2026-06-30)

Launch date05-Feb-2016

Plan typeOpen Ended · Solution Oriented

Min lumpsum5000

Lock-in5 yr

Volatility14.05

AMCHDFC Asset Management Company Limited

Objective · The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

scheme documents ↗