HDFC Retirement Savings Fund - Equity Plan - Growth Option - Direct Plan

Open Ended Schemes(Solution Oriented Scheme - Retirement Fund)Very High RiskISIN INF179KB1MF0

NAV · 06-Jul-2026

₹56.2400

+4.62%

-5.61%

1Y (CAGR)

-3.40%

3Y (CAGR)

+12.39%

5Y (CAGR)

+14.52%

Since inception (CAGR)

+18.12%

NAV history

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Risk & SIP analytics

Q2 · 3Y in category

Volatility (3y)

12.19%

Downside dev (3y)

9.82%

Max drawdown (3y)

-16.1%

Sharpe (3y)

0.48

SIP XIRR (3y)

+4.62%

SIP XIRR (5y)

+11.58%

Calendar-year returns

2020 +19.8%2021 +44.3%2022 +9.9%2023 +34.1%2024 +19.3%2025 +6.2%

Fund facts

Fund managerArun Agarwal · Anupam Joshi · Srinivasan Ramamurthy · Dhruv Muchhal · Nandita Menezes

AUM₹66,602 Cr

Expense ratio0.87% · 2026-05-31

TER · AMFI officialDirect 0.96% · Regular 1.90% (2026-06-30)

Launch date05-Feb-2016

Plan typeOpen Ended · Solution Oriented

Min lumpsum₹100

Min SIP₹100

Lock-in5 yr

Volatility14.05

AMCHDFC Asset Management Company Limited

Objective · The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

scheme documents ↗