HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option

Open Ended Schemes(Solution Oriented Scheme - Retirement Fund)Very High RiskISIN INF179KB1MI4

NAV · 06-Jul-2026

₹37.6100

+3.72%

-5.69%

1Y (CAGR)

-4.18%

3Y (CAGR)

+8.74%

5Y (CAGR)

+9.75%

Since inception (CAGR)

+13.61%

NAV history

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Risk & SIP analytics

Q3 · 3Y in category

Volatility (3y)

9.46%

Downside dev (3y)

7.59%

Max drawdown (3y)

-12.7%

Sharpe (3y)

0.24

SIP XIRR (3y)

+2.74%

SIP XIRR (5y)

+7.89%

Calendar-year returns

2020 +17.4%2021 +24.6%2022 +4.8%2023 +24.9%2024 +14.0%2025 +5.4%

Fund facts

Fund managerArun Agarwal · Anupam Joshi · Srinivasan Ramamurthy · Dhruv Muchhal · Nandita Menezes

AUM₹15,921 Cr

TER · AMFI officialDirect 1.12% · Regular 2.13% (2026-06-30)

Launch date05-Feb-2016

Plan typeOpen Ended · Solution Oriented

Min lumpsum5000

Lock-in5 yr

Volatility10.86

AMCHDFC Asset Management Company Limited

Objective · The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

scheme documents ↗