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HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option - Direct Plan
Open Ended Schemes(Solution Oriented Scheme - Retirement Fund)Very High RiskISIN INF179KB1MH6
NAV · 06-Jul-2026
₹43.1470
1M
+3.81%
6M
-5.17%
1Y (CAGR)
-3.11%
3Y (CAGR)
+9.99%
5Y (CAGR)
+11.06%
Since inception (CAGR)
+15.13%
NAV history
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Risk & SIP analytics
Q2 · 3Y in categoryVolatility (3y)
9.46%
Downside dev (3y)
7.59%
Max drawdown (3y)
-12.3%
Sharpe (3y)
0.37
SIP XIRR (3y)
+3.92%
SIP XIRR (5y)
+9.19%
Calendar-year returns
2020 +18.8%2021 +26.2%2022 +6.1%2023 +26.4%2024 +15.3%2025 +6.6%
Fund facts
Fund managerArun Agarwal · Anupam Joshi · Srinivasan Ramamurthy · Dhruv Muchhal · Nandita Menezes
AUM₹15,921 Cr
Expense ratio1.07% · 2026-05-31
TER · AMFI officialDirect 1.12% · Regular 2.13% (2026-06-30)
Launch date05-Feb-2016
Plan typeOpen Ended · Solution Oriented
Min lumpsum₹100
Min SIP₹100
Lock-in5 yr
Volatility10.86
AMCHDFC Asset Management Company Limited
Objective · The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.
scheme documents ↗