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HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option - Direct Plan
Open Ended Schemes(Solution Oriented Scheme - Retirement Fund)Moderately High RiskISIN INF179KB1MJ2
NAV · 06-Jul-2026
₹25.0134
1M
+2.42%
6M
+0.08%
1Y (CAGR)
+2.09%
3Y (CAGR)
+7.90%
5Y (CAGR)
+7.79%
Since inception (CAGR)
+9.21%
NAV history
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Risk & SIP analytics
Q3 · 3Y in categoryVolatility (3y)
3.53%
Downside dev (3y)
2.77%
Max drawdown (3y)
-4.0%
Sharpe (3y)
0.40
SIP XIRR (3y)
+5.56%
SIP XIRR (5y)
+7.39%
Calendar-year returns
2020 +11.7%2021 +10.0%2022 +5.0%2023 +12.4%2024 +11.1%2025 +6.3%
Fund facts
Fund managerArun Agarwal · Anupam Joshi · Srinivasan Ramamurthy · Dhruv Muchhal · Nandita Menezes
AUM₹1,505 Cr
Expense ratio1.16% · 2026-05-31
TER · AMFI officialDirect 1.37% · Regular 2.35% (2026-06-30)
Launch date05-Feb-2016
Plan typeOpen Ended · Solution Oriented
Min lumpsum₹100
Min SIP₹100
Lock-in5 yr
Volatility3.54
AMCHDFC Asset Management Company Limited
Objective · The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.
scheme documents ↗