HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option

Open Ended Schemes(Solution Oriented Scheme - Retirement Fund)Moderately High RiskISIN INF179KB1MK0

NAV · 06-Jul-2026

₹21.9467

+2.33%

-0.44%

1Y (CAGR)

+1.01%

3Y (CAGR)

+6.71%

5Y (CAGR)

+6.56%

Since inception (CAGR)

+7.84%

NAV history

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Risk & SIP analytics

Q4 · 3Y in category

Volatility (3y)

3.53%

Downside dev (3y)

2.77%

Max drawdown (3y)

-4.2%

Sharpe (3y)

0.06

SIP XIRR (3y)

+4.41%

SIP XIRR (5y)

+6.19%

Calendar-year returns

2020 +10.4%2021 +8.7%2022 +3.7%2023 +11.2%2024 +9.9%2025 +5.2%

Fund facts

Fund managerArun Agarwal · Anupam Joshi · Srinivasan Ramamurthy · Dhruv Muchhal · Nandita Menezes

AUM₹1,505 Cr

TER · AMFI officialDirect 1.37% · Regular 2.35% (2026-06-30)

Launch date05-Feb-2016

Plan typeOpen Ended · Solution Oriented

Min lumpsum5000

Lock-in5 yr

Volatility3.54

AMCHDFC Asset Management Company Limited

Objective · The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

scheme documents ↗