UTI Banking & PSU Fund - Direct Plan - Annual IDCW

Open Ended Schemes(Debt Scheme - Banking and PSU Fund)Low to Moderate Risk★★★★★ISIN INF789FA1V03

NAV · 06-Jul-2026

₹13.5975

+1.18%

-0.12%

1Y (CAGR)

+2.56%

3Y (CAGR)

+3.62%

5Y (CAGR)

+4.16%

Since inception (CAGR)

+3.10%

NAV history

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Risk & SIP analytics

Q2 · 3Y in category

Volatility (3y)

3.79%

Downside dev (3y)

7.27%

Max drawdown (3y)

-3.8%

Sharpe (3y)

-0.76

SIP XIRR (3y)

+3.12%

SIP XIRR (5y)

+3.37%

Calendar-year returns

2020 +8.9%2021 -1.5%2022 +10.6%2023 +0.9%2024 +3.9%2025 +4.0%

Top holdings

AMFI disclosure · 2026-01-01

SMALL INDUSTRIES DEVELOPMENT BANK OF INDIANCD

4.49%

SMALL INDUSTRIES DEVELOPMENT BANK OF INDIACERTIFICATE OF DEPOSIT

2.11%

Fund facts

Fund managerAnurag Mittal

AUM₹12,269 Cr

Expense ratio0.22% · 2026-05-31

TER · AMFI officialDirect 0.21% · Regular 0.46% (2026-06-30)

Launch date27-Jan-2014

Plan typeOpen Ended · Debt

Min lumpsum₹20,000

Min SIP₹500

Lock-inNone

Volatility5.08

AMCUTI Asset Mgmt. Co. Ltd.

Objective · The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities issued by Banks, Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

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