← Bandhan Mutual Fund
BANDHAN Credit Risk Fund-Direct Plan-Annual IDCW
Open Ended Schemes(Debt Scheme - Credit Risk Fund)Moderately High Risk★★★★★vs CRISIL Liquid IndexISIN INF194KA1X38
NAV · 06-Jul-2026
₹10.5456
1M
+1.86%
6M
-2.54%
1Y (CAGR)
-0.17%
3Y (CAGR)
+0.52%
5Y (CAGR)
+0.38%
Since inception (CAGR)
+0.56%
NAV history
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Risk & SIP analytics
Q4 · 3Y in categoryVolatility (3y)
6.86%
Downside dev (3y)
13.35%
Max drawdown (3y)
-7.3%
Sharpe (3y)
-0.87
SIP XIRR (3y)
-0.42%
SIP XIRR (5y)
+0.09%
Calendar-year returns
2020 +0.6%2021 -2.9%2022 -1.3%2023 +2.1%2024 +1.4%2025 -0.4%
Fund facts
Fund managerGautam Kaul · Brijesh Shah · Debraj Lahiri
AUM₹2,285 Cr
Expense ratio0.56% · 2026-05-31
TER · AMFI officialDirect 0.66% · Regular 1.67% (2026-06-30)
Launch date14-Feb-2017
Plan typeOpen Ended · Debt
Min lumpsum₹1,000
Min SIP₹100
Lock-inNone
Volatility6.54
AMCBandhan AMC Limited
Objective · The Fund seeks to generate returns by investing predominantly in AA and below rated corporate debt securities across maturities.
scheme documents ↗