← ICICI Prudential Mutual Fund
ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - IDCW Option
Open Ended Schemes(Solution Oriented Scheme - Retirement Fund)Moderately High RiskISIN INF109KC1UB6
NAV · 06-Jul-2026
₹20.1784
1M
+2.45%
6M
+2.21%
1Y (CAGR)
+6.34%
3Y (CAGR)
+11.32%
5Y (CAGR)
+9.44%
Since inception (CAGR)
+10.00%
NAV history
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Risk & SIP analytics
Q2 · 3Y in categoryVolatility (3y)
4.59%
Downside dev (3y)
3.67%
Max drawdown (3y)
-3.4%
Sharpe (3y)
1.05
SIP XIRR (3y)
+9.10%
SIP XIRR (5y)
+10.08%
Calendar-year returns
2020 +13.6%2021 +8.8%2022 +2.7%2023 +16.3%2024 +11.0%2025 +10.3%
Fund facts
Fund managerSharmila D’mello · Darshil Dedhia · Rohit Lakhotia · Manasvi Shah
AUM₹909 Cr
Expense ratio0.79% · 2026-05-31
TER · AMFI officialDirect 1.06% · Regular 2.26% (2026-06-30)
Launch date07-Feb-2019
Plan typeOpen Ended · Solution Oriented
Min lumpsum₹5,000
Min SIP₹100
Lock-in5 yr
Volatility4.64
AMCICICI Prudential Asset Management Company Limited
Objective · To generate regular income through investments predominantly in debt and money market instruments. The Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there is no assurance or guarantee that the investment objective of the plan would be achieved.
scheme documents ↗