ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - IDCW Option

Open Ended Schemes(Solution Oriented Scheme - Retirement Fund)Moderately High RiskISIN INF109KC1UF7

NAV · 06-Jul-2026

₹17.2088

+1.95%

+2.94%

1Y (CAGR)

+4.90%

3Y (CAGR)

+7.18%

5Y (CAGR)

+6.29%

Since inception (CAGR)

+7.64%

NAV history

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Risk & SIP analytics

Q4 · 3Y in category

Volatility (3y)

1.26%

Downside dev (3y)

1.00%

Max drawdown (3y)

-1.1%

Sharpe (3y)

0.54

SIP XIRR (3y)

+6.77%

SIP XIRR (5y)

+6.80%

Calendar-year returns

2020 +12.1%2021 +4.6%2022 +3.7%2023 +7.1%2024 +8.4%2025 +6.7%

Fund facts

Fund managerSharmila D'Silva · Darshil Dedhia · Rohit Lakhotia

AUM₹819 Cr

Expense ratio1.04% · 2026-05-31

TER · AMFI officialDirect 1.22% · Regular 2.14% (2026-06-30)

Launch date07-Feb-2019

Plan typeOpen Ended · Solution Oriented

Min lumpsum₹5,000

Min SIP₹100

Lock-in5 yr

Volatility1.80

AMCICICI Prudential Asset Management Company Limited

Objective · To generate income through investing in a range of debt and money market instruments of various duration while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the plan would be achieved.

scheme documents ↗