Aditya Birla Sun Life Retirement Fund-The 40s Plan-Direct Plan-Growth

Open Ended Schemes(Solution Oriented Scheme - Retirement Fund)Very High RiskISIN INF209KB1I80

NAV · 06-Jul-2026

₹21.4340

+3.06%

-0.83%

1Y (CAGR)

+2.27%

3Y (CAGR)

+12.75%

5Y (CAGR)

+10.26%

Since inception (CAGR)

+10.88%

NAV history

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Risk & SIP analytics

Q2 · 3Y in category

Volatility (3y)

10.64%

Downside dev (3y)

8.62%

Max drawdown (3y)

-11.1%

Sharpe (3y)

0.59

SIP XIRR (3y)

+8.21%

SIP XIRR (5y)

+10.80%

Calendar-year returns

2020 +16.3%2021 +12.5%2022 +1.6%2023 +20.7%2024 +19.2%2025 +5.8%

Fund facts

Fund managerMohit Sharma · Harshil Suvarnkar

AUM₹1,119 Cr

Expense ratio0.95% · 2026-05-31

TER · AMFI officialDirect 1.12% · Regular 2.42% (2026-06-30)

Launch date19-Feb-2019

Plan typeOpen Ended · Solution Oriented

Min lumpsum₹1,000

Min SIP₹500

Lock-in5 yr

Volatility12.20

AMCAditya Birla Sun Life AMC Limited

Objective · The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with their retirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes¡¯ objectives will be achieved.

scheme documents ↗