Axis Retirement Fund - Conservative Plan - Direct Plan - IDCW

Open Ended Schemes(Solution Oriented Scheme - Retirement Fund)High RiskISIN INF846K01T77

NAV · 06-Jul-2026

₹16.1454

+2.87%

-1.45%

1Y (CAGR)

+0.91%

3Y (CAGR)

+8.81%

5Y (CAGR)

+7.26%

Since inception (CAGR)

+8.92%

NAV history

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Risk & SIP analytics

Q3 · 3Y in category

Volatility (3y)

5.46%

Downside dev (3y)

3.82%

Max drawdown (3y)

-7.0%

Sharpe (3y)

0.42

SIP XIRR (3y)

+5.25%

SIP XIRR (5y)

+7.17%

Calendar-year returns

2020 +15.1%2021 +13.8%2022 -2.8%2023 +15.3%2024 +12.9%2025 +6.3%

Fund facts

Fund managerDevang Shah · Hardik Shah · Jayesh Sundar · Krishnaa N

AUM₹474 Cr

Expense ratio1.25% · 2026-05-31

TER · AMFI officialDirect 1.25% · Regular 2.15% (2026-06-30)

Launch date29-Nov-2019

Plan typeOpen Ended · Solution Oriented

Min lumpsum₹5,000

Min SIP₹1,000

Lock-in5 yr

Volatility7.15

AMCAxis Asset Management Co. Ltd.

Objective · The investment objective of the Investment Plan(s) under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt and other instruments to help investors meet their retirement goals. However, there can be no assurance that the investment objective of the Scheme will be achieved. To generate regular income through investments predominantly in debt and money market instruments and to generate long term capital appreciation by investing certain portion of the portfolio in equity and equity related securities. The Investment Plan may also invest in units of Gold ETF or units of REITs & InvITs for income generation / wealth creation.

scheme documents ↗