← ITI Mutual Fund
ITI Banking & PSU Debt Fund - Direct Plan - IDCW Option
Open Ended Schemes(Debt Scheme - Banking and PSU Fund)Low to Moderate Risk★★★★★ISIN INF00XX01879
NAV · 06-Jul-2026
₹14.1455
1M
+1.29%
6M
+2.84%
1Y (CAGR)
+5.32%
3Y (CAGR)
+7.28%
5Y (CAGR)
+6.52%
Since inception (CAGR)
+6.27%
NAV history
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Risk & SIP analytics
Q1 · TOP · 3Y in categoryVolatility (3y)
0.80%
Downside dev (3y)
0.53%
Max drawdown (3y)
-0.3%
Sharpe (3y)
0.98
SIP XIRR (3y)
+6.92%
SIP XIRR (5y)
+6.94%
Calendar-year returns
2021 +4.2%2022 +4.8%2023 +6.9%2024 +8.2%2025 +7.4%
Fund facts
Fund managerLaukik Bagwe
AUM₹377 Cr
Expense ratio0.22% · 2026-05-31
TER · AMFI officialDirect 0.23% · Regular 0.75% (2026-06-30)
Launch date05-Oct-2020
Plan typeOpen Ended · Debt
Min lumpsum₹5,000
Min SIP₹500
Lock-inNone
Volatility0.75
AMCITI Asset Management Limited
Objective · The investment objective of the Scheme is to generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks(SCBs), Public Sector undertakings(PSUs), Public Financial Institutions(PFIs) and Municipal Bonds. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
scheme documents ↗