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SBI Retirement Benefit Fund - Conservative Plan - Direct Plan - Growth
Open Ended Schemes(Solution Oriented Scheme - Retirement Fund)Moderately High RiskISIN INF200KA1T39
NAV · 06-Jul-2026
₹15.0910
1M
+3.48%
6M
+1.75%
1Y (CAGR)
+2.44%
3Y (CAGR)
+7.53%
5Y (CAGR)
+7.65%
Since inception (CAGR)
+7.88%
NAV history
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Risk & SIP analytics
Q3 · 3Y in categoryVolatility (3y)
3.55%
Downside dev (3y)
2.69%
Max drawdown (3y)
-4.5%
Sharpe (3y)
0.29
SIP XIRR (3y)
+6.01%
SIP XIRR (5y)
+7.31%
Calendar-year returns
2022 +5.4%2023 +11.8%2024 +9.5%2025 +5.6%
Fund facts
Fund managerRohit Shimpi · Ardhendu Bhattacharya
AUM₹1,449 Cr
Expense ratio0.93% · 2026-05-31
TER · AMFI officialDirect 0.97% · Regular 1.42% (2026-06-30)
Launch date20-Jan-2021
Plan typeOpen Ended · Solution Oriented
Min lumpsum₹5,000
Min SIP₹500
Lock-in5 yr
Volatility3.38
AMCSBI Funds Management Limited
Objective · The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes. However, there can be no assurance that the investment objective of the Scheme will be realized.
scheme documents ↗