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SBI Mutual Fund

SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan - Growth

Open Ended Schemes(Solution Oriented Scheme - Retirement Fund)Moderately High RiskISIN INF200KA1T70
NAV · 06-Jul-2026
16.4031
1M
+3.70%
6M
+0.66%
1Y (CAGR)
+1.79%
3Y (CAGR)
+8.16%
5Y (CAGR)
+8.90%
Since inception (CAGR)
+9.50%

NAV history

13.6914.6515.6204-07-202303-07-202616.37
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Risk & SIP analytics

Q3 · 3Y in category
Volatility (3y)
5.57%
Downside dev (3y)
4.26%
Max drawdown (3y)
-6.9%
Sharpe (3y)
0.30
SIP XIRR (3y)
+5.67%
SIP XIRR (5y)
+7.83%
Calendar-year returns
2022 +5.7%2023 +15.8%2024 +9.9%2025 +5.5%

Fund facts

AUM₹2,516 Cr
Expense ratio1.18% · 2026-05-31
TER · AMFI officialDirect 1.22% · Regular 1.71% (2026-06-30)
Launch date20-Jan-2021
Plan typeOpen Ended · Solution Oriented
Min lumpsum₹5,000
Min SIP₹500
Lock-in5 yr
Volatility5.60
AMCSBI Funds Management Limited

Objective · The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes. However, there can be no assurance that the investment objective of the Scheme will be realized.

scheme documents ↗