SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Growth

Open Ended Schemes(Solution Oriented Scheme - Retirement Fund)Moderately High RiskISIN INF200KA1T13

NAV · 06-Jul-2026

₹14.6955

+3.44%

+1.52%

1Y (CAGR)

+1.97%

3Y (CAGR)

+7.04%

5Y (CAGR)

+7.13%

Since inception (CAGR)

+7.35%

NAV history

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Risk & SIP analytics

Q4 · 3Y in category

Volatility (3y)

3.55%

Downside dev (3y)

2.69%

Max drawdown (3y)

-4.5%

Sharpe (3y)

0.15

SIP XIRR (3y)

+5.53%

SIP XIRR (5y)

+6.81%

Calendar-year returns

2022 +4.9%2023 +11.3%2024 +9.0%2025 +5.1%

Fund facts

Fund managerRohit Shimpi · Ardhendu Bhattacharya

AUM₹1,449 Cr

TER · AMFI officialDirect 0.97% · Regular 1.42% (2026-06-30)

Launch date20-Jan-2021

Plan typeOpen Ended · Solution Oriented

Min lumpsumRs. 5000/- and in multiples of Re. 1/- thereafter

Lock-in5 yr

Volatility3.38

AMCSBI Funds Management Limited

Objective · The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes. However, there can be no assurance that the investment objective of the Scheme will be realized.

scheme documents ↗