Union Retirement Fund - Direct Plan - IDCW Option

Open Ended Schemes(Solution Oriented Scheme - Retirement Fund)Very High RiskISIN INF582M01IL3

NAV · 06-Jul-2026

₹17.5000

+5.34%

+1.64%

1Y (CAGR)

+5.66%

3Y (CAGR)

+16.18%

5Y (CAGR)

—

Since inception (CAGR)

+17.12%

NAV history

hover for values

Risk & SIP analytics

Q1 · TOP · 3Y in category

Volatility (3y)

14.09%

Downside dev (3y)

11.82%

Max drawdown (3y)

-17.8%

Sharpe (3y)

0.69

SIP XIRR (3y)

+10.58%

Calendar-year returns

2023 +32.3%2024 +18.8%2025 +7.5%

Fund facts

Fund managerPratik Dharmshi · Pratit Vajani

AUM₹1,981 Cr

Expense ratio0.96% · 2026-05-31

TER · AMFI officialDirect 1.35% · Regular 2.65% (2026-06-30)

Launch date01-Sep-2022

Plan typeOpen Ended · Solution Oriented

Min lumpsum₹1,000

Min SIP₹500

Lock-in5 yr

Volatility13.25

AMCUnion Asset Management Company Private Limited

Objective · The investment objective of the Scheme is to generate long term capital gains by investing in a mix of securities comprising of equity, equity related securities and debt instruments as per the asset allocation pattern of the Scheme with a view to provide a retirement investment solution to investors. However, there is no assurance that the Investment Objective of the Scheme will be achieved.

scheme documents ↗